NMDFC Schemes


 

1 Self Employment Loan - 1
  •     Maximum loan amount - Rs. 15 lakhs
  •     Interest rate- 6%
  •     Repayment period - 60 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs. 81,000 in rural areas and Rs. 10,3000 in urban areas
2 Self Employment Loan - 2
  •     Maximum loan amount - Rs. 20 lakhs
  •     Interest rate
    •         Male - 8%
    •         Female - 6%
  •     Repayment period - 60 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs. 6,00,000
3 Education Loan - 1
  •     Maximum loan amount
    •         To Study In Kerala - Rs. 7.5 lakhs @ Rs.1,50,000 per annum.
    •         To Study In Other States - Rs. 10 lakhs @ Rs.2,00,000 per annum.
    •         To Study Abrode - Rs. 20 lakhs @ Rs.4,00,000 per annum.
  •     Interest rate - 3%
  •     Repayment period - 60 months
  •     Age limit - 16 – 32
  •     Annual income - Below Rs. 81,000 in rural areas and Rs. 1,03,000 in urban areas
4 Education Loan - 2
  •     Maximum loan amount
    •         To Study In India - Rs. 20 lakhs @ Rs.4,00,000 per annum.
    •         To Study Abroad - Rs. 30 lakhs @ Rs.6,00,000 per annum.
  •     Interest rate
    •         Male - 8%
    •         Female - 5%
  •     Repayment period - 60 months
  •     Age limit - 16 – 32
  •     Annual income - Below Rs. 6,00,000
5 Micro-Credit Schemes (Through CDS / NGO)
  •     The Maximum Amount (CDS / NGO) : Rs. 25,00,000/-
  •     Rate of Interest to CDS / NGOs : 2%
  •     Rate of Interest to the Beneficiary of SHG : 7%
  •     Repayment period - 36 months

 

Contact Us

KSBCDC
Registered Office
II Floor, T.C. No:27/588 (7) & (8)
Pattoor, Vanchiyoor P.O.
Thiruvananthapuram - 695 035
Ph: 0471 2577539