KSBCDC Schemes


Apart from the schemes of the National Corporations, KSBCDC is implementing other welfare schemes also for Minority and Other Backward Communities utilizing its own fund.

1 Marriage Assistance Scheme
  •     Maximum loan amount - Rs. 1.50 Lakhs
  •     Interest rate - 6%
  •     Repayment period - 72 months
  •     Age limit - 18 – 60
  •     Annual income - Below Rs 1,03,000
2 Loan for seeking Employment Abroad
  •     Maximum loan amount - Rs 1 Lakhs
  •     Interest rate - 8 %
  •     Repayment period - 60 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs 1,03,000
3 Self-employment loan
  •     Maximum loan amount - Rs.1 Lakhs
  •     Interest rate
    •         Upto 5 lakhs - 6%
    •         Above 5 lakhs - 8%
  •     Repayment period - 60 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs. 1,03,000
4 Suvarnashree (Multi-purpose loan)
  •     Maximum loan amount - Rs. 2 Lakhs
  •     Interest rate - 9%
  •     Repayment period - 60 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs. 1,03,000
5 Working Capital Loan
  •     Maximum loan amount - Rs. 2 Lakhs
  •     Interest rate - 7%
  •     Repayment period - 60 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs. 1,03,000
6 Business Development Loan
  •     Maximum loan amount - Rs. 3 Lakhs
  •     Interest rate - 9%
  •     Repayment period - 72 months
  •     Age limit - 18 – 60
  •     Annual income - Below Rs. 1,03,000
7 Vidhyashree Loan
  •     Maximum loan amount - Rs. 2 Lakhs
  •     Interest rate - 6%
  •     Repayment period - 60 months
  •     Age limit - 18 – 32
  •     Annual income - Below Rs. 1,03,000
8 Consumer Durable Loan
  •     Maximum loan amount - Rs. 2 Lakhs
  •     Interest rate - 10%
  •     Repayment period - 60 months
  •     Age limit - 18 – 60
  •     Annual income - Below Rs. 6 Lakhs
9 Vehicle Loans
  •     Maximum loan amount - Rs. 5 Lakhs
  •     Interest rate - 10%
  •     Repayment period - 84 months
  •     Age limit - 18 – 60
  •     Annual income - Below Rs. 6 Lakhs
10 Swastha Griha (House Maintenance) Loan
  •     Maximum loan amount - Rs. 3 Lakhs
  •     Interest rate - 10.5%
  •     Repayment period - 84 months
  •     Age limit - 18 – 60
  •     Annual income - Below Rs. 6 Lakhs
11 Personal Loan
  •     Maximum loan amount - Rs. 3 Lakhs
  •     Interest rate - 11%
  •     Repayment period - 72 months
  •     Age limit - 18 – 55
  •     Annual income - Below Rs. 6 Lakhs

 

Contact Us

KSBCDC
Registered Office
II Floor, T.C. No:27/588 (7) & (8)
Pattoor, Vanchiyoor P.O.
Thiruvananthapuram - 695 035
Ph: 0471 2577539